Difficult Puzzle for IBPS PO 2016

Ten film stars from Tollywood are sitting in two parallel rows containing five persons each in dining hall. In row 1, Venkatesh, Nagarjuna, Bala Krishna, Jagapathi Babu and Chiranjivi are sitting and all of them are facing south.

In row 2, N.T.R, Pavan Kalyan, Mahesh Babu, Allu Arjun and Ram Charan are sitting and all of them are facing north. In the given seating arrangement, each member seated in a row faces another member of the other row. Moreover, each of them going to different countries for shooting — Switzerland, USA, Netherlands, Canada, Germany, AUSTRALIA, Dubai, Egypt, Italy and Turkey but not necessarily in the same order. 

There are only two persons sitting between the person going to Switzerland, who sits at an extreme end, and Chiranjivi. N.T.R, who sits in the middle of the row, is not an immediate neighbour of Pavan Kalyan, who is not going to Turkey.Ram Charan is sitting at an extreme end. Chiranjivi, is going to German, sits on the immediate right of the person going to USA and faces the immediate neighhour of Pavan Kalyan. Nagarjuna is not sitting at the extreme left end. N.T.R is not going to Italy.

There is only one person between Bala Krishna and Jagapathi Babu, who is going to Switzerland. Allu Arjun, who is going to AUSTRALIA, is an immediate neighbour of the person going to Turkey and does not face the person going to Netherlands.Mahesh Babu, who is going to Canada, is an immediate neighbour of the person going to Italy, who in turn faces the immediate neighbour of the person going to Germany. There are two persons between the person going to Dubai and Netherlands. Nagarjuna is not going to Dubai. Ram Charan is not going to Egypt.

1. Venkatesh going  to which of the following countries?

1) Egypt

2) Dubai

3) Netherlands

4) None of these

5) can't be determined

2. Who is going to  Egypt?

1) Mahesh Babu

2) Nagarjuna

3) Ram Charan

4) N.T.R

5) can't be determined

3. ‘Switzerland’ is related to 'Dubai' in a certain way, based on their seating positions. Then Turkey is related to whom, following the same seating positions?

1) Egypt

2) Italy

3) USA

4) AUSTRALIA

5) Canada

4. Four of the following five are alike in a certain way based on their seating positions and so form a group. Which of the following is different from the group?

1) Germany

2) Dubai

3) Turkey

4) Canada

5) AUSTRALIA

5. Which of the following statements is/are definitely false?

1) Nagarjuna is going to  Netherlands.

2) There are two persons sitting between the person going to  AUSTRALIA and the person going to  Italy.

3) The person going to USA faces the person going to Egypt.

4) The person who is going to Italy sits opposite the person going to  Switzerland.

5) All are true

Answers and Solutions :

1. (2)

2. (4)

3. (4)

4. (3)

5. (4)

Find Grammatical Errors

#1

(a) My friends insisted

(b)  that I should see the movie

(c)  from beginning to the end

(d)  No error

#2

(a) With little patience 

(b)  You will be able to

(c)  cross this hurdle

(d)  No error

#3

(a) He was fascinated by insects

(b)  and the more he studied their habits

(c)  greater was his fascination 

(d)  No error

#4

(a) The recent study has

(b)  indicated that there

(c)  is perceptible change in

(d) the attitudes of the people

(e) No error

#5

(a) If the main diligently seeks to come into the contact 

(b) with the best that has been thought and said in this world

(c) he will become simple and selfish

(d) No error

#6

(a) I go to the bed

(b) at eight

(c) every night

(d) No error

#7

(a) A nationwide survey

(b) has brought up an

(c) intersting finding

(d) regarding infant mortality rate in India

(e) No error

#8

(a) Troy was taken by Greeks

(b) this formed the basis of a story

(c) which has become famous 

(d) No error

#9

(a) To perform this experiment

(b) drop little sugar

(c) into a glass of water

(d) No error

#10

(a) As he had taken only a few sips

(a) there was still little water

(a) left in the glass

(a) No error

Answers

1. (c) : Add 'the' before 'beginning'

2. (a) : Add 'a' before 'little'

3. (c) : Add 'the' before 'greater'

4. (c) : Add 'a' before 'perceptible'

5. (a) : Remove 'the' 

6. (a) : Remove 'the' 

7. (d) : Add 'the' before 'infant'

8. (c) : Add 'a' before 'Greeks'

9. (c) : Add 'a' before 'little'

10. (c) : Add 'a' before 'little'

Commonly Confusing Adverbs: Explained with Rules

1. Fairly/Rather -

Fairly is used with favourable adjectives and adverbs while rather is used before unfavourable adjectives and adverbs.
Example a) Ram is fairly clevr, but Ramesh is rather foolish.
b) Ram walks fairly fast, but Anil walks rather slowly.

Rather when used before alike, like similar, different etc. and before comparatives, means a little or slightly.
Examples a) These cats are rather like cubs in some ways.
b) The weather was rather hot than we had expected.

2. Hardly/Scarcely/Barely -

The adverbs: hardly, scarcely and barely are almost negative (almost not) in meaning. ‘Hardly’ is usually used with ‘any’, ever ‘, at all , or the verb ‘can’
Examples a) She has hardly any money (very little money)
b) We hardly ever go out, (We very seldom go out)
One should not be confused with adverbs ‘hard’ ‘hardly.
Examples a) He looked hard at it, (He stared at it)
b) She hardly looked at me.
(She gave me only a brief glance or didn’t look)
Scarcely means ‘almost not’ and can replace ‘hardly’ as used above.
But scarcely is usually used to mean not quite
Example : There Were scarcely ten people in the meeting. (probably fewer)
Barely means ‘not more than’ I only just
Examples a) His voice was barely audible. (It was only just audible)
b) There were barely ten people in the meeting. (only just ten)

3. Yet/Still –

Both are adverbs of time. Yet means up to the time of speaking. It is used with the negative or interrogative.
Still emphasizes that the action continues. It is mainly used with the affirmative or interrogative. It can also be used with the negative to emphasize the continuance of an action.

Examples a) He hasn’t completed (his work) yet.
b) He hasn’t yet applied for the licence I told him about.
c) He is still in bed.
d) Has she come? Not yet.
e) The Jeep hasn’t arrived yet.

Yet is normally placed after verb or after verb + Object. It the object consists of a large number of words yet can be placed before the verb also.
Example Still is placed after the verb ‘be’ but before other verbs.

4. Since/Ever Since -

Since and Ever since are used with Perfect Tenses. Since can be placed after the auxiliary or in end position after a negative or interrogative verb; Ever Since (adverb) is usually placed in end position.
Phrases and clauses with since and ever since are usually in end position though front position is also possible
Examples a) I first met her three years ago and have remembered her face ever since.
b) He’s been in bed since his accident.

5. Somehow/Anyhow -

Somehow ( means in some way or other) can be placed in the front position or after a verb without object or after the object.
Examples a) Somehow they managed.
b) I wasn’t qualified to apply for this job really but I got it anyhow.
Anyhow is an adverb of manner. It is often used to mean in any case/anyway.

6. Too –

Too is different from ‘very’ Too means ‘excess’ (more than enough’ or more than necessary’ or more than is wanted)
Example - He is too weak to walk.

• We can use an infinitive structure after too+adjective/adverb/determiner. Example - She is too old to work. 
• If the infinitive has its own subject, this is introduced by for. 
• Example - It’s too late for the shops to be opened. 
• The subject of a sentence with too can also be the object of the following infinitive . Object pronouns are not normally used after the infinitive in such cases. 

Example – The water is too hot to drink. (Correct)
The water is too hot to drink it. (Incorrect)
However, object pronouns are possible in this atructures with for.

Example The water is too hot for us to drink (it).
The two possible meanings of sentences like. 

Example a) He’s too stupid to teach (=He’s too stupid to be a teacher)
b) He’s too stupid for anyone to teach (=He can’t be taught.)

• Too is not normally used before adjective +noun. 

Example I put down the bag because it was too heavy. (Correct)
I put down the too heavy bag . (Incorrect) 

In a rather formal style, ‘too’ can be used before adjective +a/an+noun.
Examples a) It’s too cold a day to go out.
b) He was too clever a businessman to accept the offer initially. (It means: As a businessman he was too clever to accept the offer initially.)

7. Too/Too much

Before adjectives without nouns and before adverbs, we use too, not too much.
Examples a) You’re too kind to me. (Correct)
You’re too much kind to me. (Incorect)
b) I arrived too early. (Correct)
I arrived too much early (Incorrect)

8. Much/Very -

Generally, participles are modified by much and adjectives by very. Certain participles which have largely lost their verbal force and are felt to be adjectival however, take very
Examples a) The law has been much abused (Participle)
b) Her dress was much admired (Participle)
c) It is a very good book. (Adjective)
d) This is a very old building. (Adjective)
e) She is a very clever girl. (Adjective)

Conversely, participles used before a noun to make a compound adjective with a modifying adverb, take much a much abused privilege, a much travelled person, a much discussed question.

9. Seldom –

Seldom is an adverb. We may say I seldom go to London, but not my visits to London are seldom; for here we are treating the word as a predicative adjective. It can be used after a verb in this way (and then as an adverb) only in the following types of construction.
(i) After It is After It is (was), and followed by a that-clause in apposition to the anticipatory pronoun it.
Example – It is seldom that we get such an opportunity as this 

Break Your Limiting Beliefs

Friends, क्या आपने ध्यान दिया है कि जब कोई strong belief टूटती है तो फिर वो टूटती चली जाती है …. let’s see some examples:

पहले माना जाता था कि किसी human being के लिए 10 sec के अन्दर 100 m दौड़ना impossible है , फिर एक दिन Jim Hines ने 9.95 second में ये दूरी  तय कर के इस belief को तोड़ दिया …और उसके बाद आज तक ना जाने कितने athletes ये कारनामा दिखा चुके हैं …

बॉलीवुड की बात करें तो किसी फिल्म के लिए 100 crore कमाना असंभव माना जाता था …फिर ग़जनी आई और ये कारनामा कर दिखाया …और उसके बाद तो 100 crores कमाने वाली movies की झड़ी सी लग गयी ….Salman Khan की फिल्मे तो लगातार एक के बाद ऐसा करने में कामयाब रहीं ….

इसी तरह आप कुछ और fields में भी देख सकते हैं जब कोई ऐसा record बनता है जिसे पहले लोग असंभव मानते थे ।तो फिर एक के बाद एक कई लोग उसे तोड़ते चले जाते हैं .

ऐसा क्यों होता है ?

क्योंकि रिकॉर्ड का बनना सालों से लोगों के अन्दर बैठी किसी strong belief को तोड़ देता है . पहले जिस काम को हमारा दिमाग असंभव समझता था अब उसे संभव मानने लगता है …और जब हमारा दिमाग ऐसा मान लेता है तो वो हमारे शरीर को उस काम को करने के लिए तैयार कर देता है … अब बात ये नहीं रह जाती की ये हो सकता है या नहीं …अब तो पूरा  focusहोता है कि ये कैसे करना है …और ultimately हम उसे कर डालते हैं …belief टूटती चली जाती है ..

That means हामरी BELIEF या हमारा यकीन हमसे कोई काम करा भी सकता है और उसे करने से रोक भी सकता है.

कहीं आप भी किसी ऐसी belief की कैद में तो नहीं ?

हो सकता है की जाने अनजाने आपने भी अपनी कुछ personal limiting beliefs बना रखी हों , मैं ये नहीं कर सकता मैं वो नहीं कर सकता …For example: Because मेरी फॅमिली में कभी किसी ने business नहीं किया इसलिए मैं भी नहीं कर सकता …या मैं पढाई में कमजोर रहा हूँ इसलिए कोई competition नहीं beat कर सकता …मैं लड़की हूँ इसलिए बाहर का काम नहीं कर सकती …मैं कुछ भी कर लूं अमीर नहीं बन सकता !!

यदि आप ऐसी किसी belief की कैद में हैं तो आज इससे आज़ाद हो जाइये …आप कुछ भी कर सकते हैं …बस आपको अपने belief system को इसका यकीन दिलाना होगा की हाँ आप कर सकते हैं …

.

“ एक आदमी ने कुछ विशालकाय हाथियों के पैर रस्सीयों से बंधे देखा …उसे आश्चर्य हुआ की इतने ताकतवर हाथी इन मामूली रस्सीयों से कैसे बंधे हैं …ये तो जब चाहें तब इसे तोड़ कर जा सकते हैं …., उसने अपनी ये जिज्ञासा माहावत से बाते …महावत बोला , “ दरअसल , जब ये हाथी पैदा होते हैं तभी से हम इन्हें इन रस्सीयों से बाँध कर रखते हैं …चूँकि तब ये कमजोर होते हैं इसलिए बार – बार कोशिश करने पर भी इसे तोड़ नहीं पाते , और बड़े होने पर भी ये यही समझते हैं की वे इस बंधन को नहीं तोड़ सकते और इसका प्रयास ही नहीं करते …”

Friends, unfortunately ये सिर्फ हाथियों के साथ नहीं होता हम मनुष्य भी इसी तरह से अपने mind को condition कर लेते हैं और ऐसा generally subconscious level पे होता है , इसलिए इसपर आपका ध्यान ही नहीं जाता …just observe की कहीं आपने भी तो ऐसा कुछ नहीं कर रखा है …कहीं आप भी किसी ऐसे यकीन को मान कर नहीं बैठे हैं जो आपको कमजोर बनाता हो …अगर है तो just get rid of it…इस belief को तोड़ दीजिये …और वो कर डालिए जो आप करना चाहते हैं …जब एक बार आप ये कर लेंगे तो फिर करते चले जायेंगे … आपकी और भी limiting beliefs टूटती चली जायेगी और आप अपनी life बेहतर बना पायेंगे.

All the best. 

Monetary Policy Committee

                                                    

Monetary policy is an instrument by which central bank controls the supply of money in the economy by its control over the interest rates in order to maintain price stability and achieve high economic growth. In context of India  Reserve Bank of India (RBI) is the highest authority which uses this policy in order to maintain the price stability in the economy.

On June 27, 2016, the Government amended the RBI Act to hand over the job of monetary policy-making in India to a newly constituted Monetary Policy Committee (MPC).

What is Monetary Policy Committee (MPC)?

Monetary Policy Committee (MPC) is a committee constituted by the government in order to bring "value and transparency" to rate setting decisions. The new MPC is a six-member panel featuring  three members from the RBI — the Governor, a Deputy Governor and another official — and three independent members to be selected by the Government.

The MPC will meet four times a year to decide on monetary policy by a majority vote. And if there’s a tie between the ‘yes’ and the 'no' the RBI governor gets the deciding vote.

How it is different from earlier committee?

Earlier technical advisory committee constituted by the RBI, which consists central bank’s top brass including the deputy governor and the governor and external advisers, give their opinion and suggestions on what the RBI should do. But the governor’s word is final on the rates and the advice of the technical advisors is not binding on the RBI

Countries like New Zealand, England, Canada, South Africa, Sweden are the prominent one which are using MPCs for implementing their monetary policy targets. MPCs will play a crucial role in order to tackle the issues of rate setting in india as inflation is the one of the core issue in india today .The MPC will ensure that decisions on interest rates are made through debate by a panel of experts. The many-heads-are-better-than-one approach may also help ensure that the decision isn’t easily influenced by bias or lobbying.

Currently the members of MPCs are three non-RBI members: Pami Dua, director of the Delhi School of Economics; Chetan Ghate, a professor at the Indian Statistical Institute; and Ravindra Dholakia, a professor at the Indian Institute of Management, Ahmedabad. The other three members are Patel, R Gandhi, an RBI deputy governor, and Michael Patra, an executive director at the central bank.

On 4th oct 2016 India’s first monetary policy committee gets to work with an interest rate cut. India's newly appointed RBI governor Urjit Patel’s first monetary policy review, it was also the first time that a newly-appointed committee decided the interest rate trajectory. The recently-formed monetary policy committee (MPC) decided to cut the repo rate—the rate at which the RBI lends to commercial banks—by 25 basis points to 6.25%.

Latest RBI Bank Rates in Indian Banking - 2016

SLR Rate	CRR	MSF	Repo Rate	Reverse Repo Rate	Bank Rate
20.75%	4%	6.75%	6.25%	5.75%	6.75%

Lowering repo rate reduces the overall cost of borrowing in the country and promote the investment which strengthen the economic growth. The MPC may put a stop to the public skirmishes between the Government and the RBI. 

ALL THE BEST

How To Improve English For Exams?

Dear Readers,

With a lot of people facing problem in English during exams, and with Syndicate exam around the corner we bring to you the intelligent exam strategy that will help you not only in clearing the sectional cut off for English but also help you score well.

Yes we are well aware of a lot of students aversion to this subject. But let us tell you a secret, with smart work and good strategy you can actually manage to clear the cut off quite easily. Remember whatever we share under this point is with special focus on weaker students of English.

This section will comprise the following types of questions:

Spend not more than 25 mins on this section, if possible do within 20 mins

• Reading Comprehension ( 2 passages) 

• Cloze Test 

• Error Detection 

• Para Jumbles 

• Fill In The Blanks/Sentence Improvement 

Tips to Appear in the Paper:

A. First things first, attempt only those questions about which you are 100% certain, stay away from guess work no matter what.

B. Firstly for the students who are weak in English, we recommend that you do not ignore the RC and score maximum from it.

But Do it at the end, so as to avoid wastage of time. This strategy increases the efficiency.

Steps For Doing RC:

Most of you are confused whether to attempt the RC or not.Well RC can actually be your saving glory in the exams, as it does not require any grammar rules or guess work, all you need to do is to look for the answers. Now 2 rc is expected in the exams, well you obviously cannot immediately read long passages due to lack of time.

So what do you do?

• Do the vocabulary questions first.
• For other questions, read one question and then search for the answer quickly, looking for similar words in the paragraphs. But make sure you do it really quickly. Once you get the needed lines of the answer in the RC, then compare it with the options given in the question.
• If you are unable to locate an answer then move to the next question, but do not get stuck on any question!! Using this method you will be able to attempt the RC in a short span of time and it will help you score well too
• This method seems odd, but works beautifully in the exams. You still have time before the exams, try it at home as an experiment to see if it works for you.
• Also stay away from questions like what is the authors view in this passage, or what is the author trying to say, as these questions are usually quite controversial.
• So basically these exams require you to be really smart . And smartness comes from practice. 

C. You can even attempt cloze tests. If at all you do get confused by the options, start by eliminating the the options that don't seem to fit in the question. This strategy also helps sometimes in reaching the correct answer. But remember no rule applies to all. So again you need to be smart.

D. Next comes fillers where you can easily attempt 2-3 questions but sometimes the words given are too difficult and the options are too close. So it is better to avoid those and rest you can decide on your own.

E. Next try attempting the para-jumbles as they do not require you to know the grammar well. Even if the para jumble question is tough, even then you can attempt 1-2 questions. For example the 1st statement, the last statement, the 2nd statement.

F. Rest of the sections go through, but only attempt those in which you are 100 % sure.

Don't forget that there is negative marking, so no point losing marks by guess work especially in a subject which is not your strength.

Again the exam is not a test of your knowledge, but a test of how efficiently you score and manage your time. So do not get attached  to any question. Attempt only those questions about which you are 100 percent sure.

Lastly for all students - give on-line mock exams if possible as this helps in making strategies, increases speed, and gives you experience for the real batt